You qualify, if you:

  1. Are over the age of 18
  2. Make more than $1400/month (before taxes)
  3. Have a valid driverís license (G1 now accepted)
  4. Have the desire to rebuild your credit
  5. Have no other inquiries on your credit bureau (mortgage, credit card, loans, etc...) while our financial lending institutions are reviewing your file

We Approve Everyone:


Double Bankruptcy

Bad Credit


New To The Country

Missed Payments

No Credit

Consumer Proposal


Slow Credit



Car Loans Smith Falls | Canadian Auto Financing

Auto Loans Smith Falls

Do you have bad credit? Are you of the belief that you cannot get a car loan because of your poor credit rating? Tens of thousands of Canadians, in the same financial position as you, are the proud owners of their new cars- cars they got in spite of their bad credit!

Due to a surge in the amount of Canadians with bad credit, a select number of financial institutions have geared themselves specifically to specialize in bad credit car loans. It is through these banks and private lenders that people with bad credit, who in the past may have not have been approved on a car loan, are now virtually 100% approved- Guaranteed! This may sound too good to be true, but it is not. The approval process for a bad credit car loan has never been easier! (1) Fill out the online approval form, (2) Pick your payment and (3) Choose your car. It's that easy!

Having bad credit is not something to be ashamed of. You can have the car of your dreams without waiting for your bad credit to repair itself. Forget waiting for seven years for bad credit to "fall off your bureau". Take control of your credit and your finances. By getting a bad credit car loan, your credit will also improve much more quickly. Here's how it works: making regular payments on your car loan each month will show the credit company that you are responsible and capable of consistently making your loan payments. It will only take a few months before the credit company will raise your credit score and you will be on your way to re-establishing your credit.

Recognizing the need for bad credit car loans, many automobile dealers have hired a credit specialist to help people with bad credit get a car. The credit specialist works together with the lenders to negotiate the lowest rate possible for your particular situation. Putting money down is oftentimes not required. The credit specialist understands the need to re-establish your credit and will work with you to stay within your budgeted payment. One such financial centre is Fast Lane Credit

At Fast Lane Credit, the staff is knowledgeable, friendly and understanding. They are a company that appreciates the struggle you may have faced in getting a bad credit car loan. Fast Lane Credit recognizes the importance of getting you the car of your dreams while working to re-establish your credit. It is important for you to realize that your interest rate will be higher than prime. This is due to the bad credit history which the banks deem to be a higher risk. However, there are some lenders who will substantially drop their interest rate on your loan after a few months of good payment records.