We Approve Everyone:


Double Bankruptcy

Bad Credit


New To The Country

Missed Payments

No Credit

Consumer Proposal


Slow Credit



You qualify, if you:

  1. Are over the age of 18
  2. Make more than $1400/month (before taxes)
  3. Have a valid driver’s license (G1 now accepted)
  4. Have the desire to rebuild your credit
  5. Have no other inquiries on your credit bureau (mortgage, credit card, loans, etc...) while our financial lending institutions are reviewing your file

What we do:

Our Credit Experts specialize in getting you the best car loan in Ontario at the lowest possible rate.

Apply today and you can be driving in less than 24 hours, it's that fast!

Why us?

It is our mission to deliver our services in an honest, forthright and caring manner.

Our friendly staff will explain all your options to you and answer any and all questions you may have.

5% Guaranteed Rate Reduction!

Not only will you get a car loan, regardless of your credit history, but we will guarantee you a rate reduction of 5% when you next trade-in your purchase!

Follow our “Fast Credit Program” and you will be on your way to Good Credit in no time.

Car Loans Ontario | Bad Credit Car Loans

Automotive Financing Specialists

At FastLaneCredit we believe that good people, who have gone through a rough time in life, deserve a second chance to redeem better credit. FastLaneCredit was developed at a time when the economy took a dive for the worse, as many people were misplaced from jobs and as a result ended up losing their good credit score.

Re-Establish Your Credit Now

We have specially trained credit consultants that go above and beyond your expectations, and ensure that you get the approval that you deserve. When everyone turns you down, we ensure you get an approval. So regardless of your past, let FastLaneCredit get you on the fast track to better credit with our industry leading 10 step credit rebuilding program.

Guaranteed Car Loan Approval

We work with the biggest and most powerful lending institutions in the country. Our relationships with our lenders are built on strong ethics, and more than often they will approve applications based on our personal recommendations.

Guaranteed Rate Reduction

If you are serious about getting your credit back on track, FastLaneCredit will give you an approval and the vehicle that you deserve. Go ahead, take the 10 month challenge and rid yourself of bad credit.

Applicants, although we are expanding quickly in Canada we have facilities only in Ontario and are now accepting residents from Quebec. Check back soon to see a location near you.

Car Loans Ontario | Bad Credit Car Loans

Getting a car loan in the Ottawa area, in the Toronto area, in the Cambridge area and in the Kitchener area has never been easier! As the established car loans provider in your area, Fast Lane Credit will get you approved regardless of what your credit rating is bad credit, recent bankruptcy, missed payments, new to the country, or slow, poor or no credit.

Apply Now!

Apply online today or contact us to find out more about our services.

Our Communities:

We have been proudly providing car loans to our communities for over 30 years, covering all of Ontario including; Ottawa, Kanata, Rockland, Thurso, Buckingham, Gatineau, Hull, Richmond, Smiths Falls, Toronto, Scarborough, North York, Etobicoke, Mississauga, Ajax, Pickering, Whitby, Oshawa, Peterborough, Cambridge, Guelph, Kitchener, Waterloo, Hamilton, Brampton, Barrie and Brantford.